Portfolio Model Performance through 2021-06-30

Garo Linck Partoyan | August 23, 2021

US and Foreign Indexes	3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2018	Worst 3 mo	12 mo yld
Barclays Agg Bond (US bonds)	1.8%	-0.3%	4.1%	5.3%	3.0%	3.4%	0.0%	-5.6%	1.9%
S&P 500 PR	8.2%	38.6%	20.9%	16.5%	15.4%	12.5%	-6.2%	-31.3%	1.3%
Dow Jones Industrial Avg PR	4.6%	33.7%	13.9%	12.4%	14.0%	10.8%	-5.6%	-25.0%	1.6%
Stock Markets (72-21-7 US-Foreign-EM)	7.1%	36.7%	18.0%	13.7%	13.4%	9.8%	-9.1%	-32.4%	1.5%
FTSE WGBI nonUSD (foreign bonds)	0.5%	3.1%	2.0%	2.8%	1.3%	0.8%	-1.8%	-3.3%
MSCI EM (emerging mkts stocks)	4.4%	38.1%	14.2%	8.7%	10.5%	1.8%	-16.6%	-42.8%	1.5%
MSCI EAFE (foreign stocks)	4.4%	29.5%	9.5%	5.6%	7.5%	3.0%	-16.1%	-35.2%	2.3%


Returns Periods	3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2018	Worst 3 mo	12 mo yld
Aggressive (90% stocks-10% bonds) benchmark	13.3%	14.9%	19.5%	9.4%	10.5%	8.9%	-8.3%	-29.9%	0.2%
90 Strategic VIII	15.4%	34.2%	28.6%	17.2%	15.5%	11.5%	-3.9%	-28.3%	0.7%
90 Strategic USA 2020	17.2%	39.1%	31.6%	19.9%	18.1%	14.1%	-0.4%	-33.6%	0.5%
90 ETF 2020	13.8%	15.2%	20.8%	10.6%	12.3%	10.6%	-7.3%	-32.3%	1.6%
90 Index Schwab VII	14.3%	16.1%	21.3%	11.3%	12.9%	11.0%	-6.3%	-30.0%	1.7%
American Funds Port Ser Growth	15.3%	24.3%	25.7%	13.9%	14.9%	12.4%	-6.6%	-32.7%	0.6%
American Funds Global Growth	17.3%	26.7%	27.3%	13.8%	14.6%	11.2%	-9.0%	-33.5%	0.5%
Confluence Allocation Aggressive Growth	18.1%	30.8%		12.5%	13.5%	10.2%	-11.1%
Confluence Value Opportunities	20.2%	9.5%		4.6%	8.6%	13.0%	-18.8%
Confluence Equity Income	12.2%	4.6%		7.7%	11.6%	11.7%	-8.9%

Returns Periods	3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2018	Worst 3 mo	12 mo yld
Moderately Aggressive (75-25) benchmark	11.2%	14.0%	17.7%	8.9%	9.6%	8.1%	-6.9%	-25.6%	0.5%
80 Strategic VIII	14.0%	32.8%	27.3%	16.6%	14.9%	11.1%	-3.7%	-26.6%	0.9%
80 ETF 2020	13.5%	18.2%	21.9%	11.7%	12.7%	10.5%	-6.3%	-28.0%	1.7%
80 Index Schwab VII	13.2%	14.0%	18.8%	10.0%	11.8%	9.7%	-5.7%	-27.7%	1.8%
American Funds Port Ser Gr+Inc	11.2%	15.7%	18.8%	9.9%	11.4%	9.9%	-6.0%	-26.9%	1.5%
Vanguard Target Retirement 2040 Inv	12.8%	15.5%	19.6%	9.9%	11.7%	9.9%	-7.3%	-29.2%	1.6%
T Rowe Price Spectrum Moderate Growth Allocation (TRSGX)	12.8%	16.7%	19.9%	10.6%	12.0%	10.4%	-6.1%	-33.0%	0.8%

Returns Periods	3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2018	Worst 3 mo	12 mo yld
Moderate (60-40) benchmark	9.1%	13.0%	15.9%	8.3%	8.7%	7.3%	-5.4%	-21.1%	0.9%
60 Strategic VIII	11.7%	28.1%	24.0%	14.7%	13.2%	10.0%	-3.1%	-24.7%	1.2%
60 ETF 2020	10.1%	16.5%	18.8%	10.5%	10.9%	8.8%	-4.7%	-17.3%	1.8%
American Funds American Balanced F-1	7.6%	10.8%	14.9%	8.7%	10.0%	9.9%	-2.8%	-21.1%	1.3%
American Funds Port Ser Moderate Gr+Inc	9.5%	13.5%	16.4%	8.9%	9.8%	8.7%	-4.6%	-23.4%	1.2%
Janus Henderson Balanced T (JABAX)	7.1%	14.2%	18.2%	12.0%	11.7%	10.0%	0.5%	-16.4%	1.3%

Returns Periods	3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2018	Worst 3 mo	12 mo yld
Moderately Conservative (40-60) benchmark	6.4%	11.4%	13.3%	7.3%	7.3%	6.1%	-3.7%		1.2%
40 Strategic VIII	9.0%	25.1%	20.7%	12.9%	11.5%	8.7%	-2.2%	-18.7%	1.3%
40 ETF 2020	7.7%	14.0%	15.8%	9.0%	9.0%	7.7%	-3.4%	-8.9%	1.8%
40 Index Schwab VII	7.8%	10.9%	13.4%	7.8%	7.9%	7.5%	-2.7%	-16.7%	1.6%
American Funds Ret Inc Port - Conservative	5.4%	8.2%	10.7%	6.0%	6.5%	6.1%	-2.8%	-17.3%	2.1%
T Rowe Price Spectrum Conservative Allocation (PRSIX)	7.8%	11.7%	13.4%	7.6%	8.4%	7.1%	-3.0%	-19.4%	1.3%

Returns Periods	3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2018	Worst 3 mo	12 mo yld
Conservative (20-80) benchmark	3.5%	9.6%	10.7%	6.4%	5.9%	5.0%	1.7%	-8.3%	1.7%
20 Strategic VIII	5.3%	13.4%	13.0%	8.0%	7.8%	6.4%	-0.7%	-9.4%	1.9%
20 ETF 2020	4.2%	11.1%	12.3%	7.5%	7.0%	5.9%	-1.5%	-3.3%	1.9%
20 Index Schwab VII*	5.0%	8.1%	9.8%	6.1%	5.7%	5.9%	-0.9%	-10.5%	1.6%
Fidelity Advisor Asset Mgr 20% (FTAWX)	4.4%	8.3%	9.3%	5.4%	5.5%	4.4%	2.0%	-13.7%	1.0%

Returns Periods	3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2018	Worst 3 mo	12 mo yld
Very Conservative (00-100) benchmark	1.5%	8.1%	8.3%	5.2%	4.7%	3.7%	-0.7%	-7.7%	1.8%
00 Strategic VII	1.4%	7.6%	7.9%	5.1%	4.7%	4.0%	-0.2%	-5.5%	2.0%
00 ETF 2020	0.8%	7.7%	8.3%	5.4%	4.5%	3.8%	-0.1%	-3.4%	1.8%
00 Index Schwab VII	1.9%	4.6%	5.6%	4.0%	3.2%	3.9%	0.9%	-4.7%	1.6%
American Funds Port Ser Preservation	0.5%	5.8%	4.8%	3.5%	2.5%	1.8%	0.9%	-2.3%	1.0%

NOTE 1: Past performance is no guarantee of specific future results. This data is presented by Potomac Wealth Strategies, LLC. This data is from Morningstar and should be accurate, but it has not been independently verified.


NOTE 2: "Strategic", "ETF" and "Index" models are crafted/run by Potomac Wealth Strategies. They show history of comparable or better returns and volatility vs benchmarks and competitors.


NOTE 3: "XX Schwab index" and "XX Schwab ETF" models are relatively low-cost and tax-efficient portfolios. They are comprised mostly of index funds or exchange-trade funds available free of transaction charges to my clients at Schwab. This is what many might recommend due to low-costs and portfolio efficiency.


NOTE 4: Nothing on this blog post is specific investment advice to any individual or organization. If the information hereon is of interest to you, please send e-mail to Info@PotomacWealthStrategies.com for a consultation.