Services
Clear planning, disciplined investing, and ongoing guidance
Potomac Wealth Strategies’ services are designed to help you make confident financial decisions over time with an effective and personalized financial strategy. Your strategy begins with understanding what matters to you, building a plan, and putting that plan into action through thoughtful investment management and practical support.
You work directly with your advisor, Gary Partoyan. Your accounts are held securely at established custodians, and your reporting tools and financial plan are available securely online.
Services at-a-glance
- Planning: Understanding your assets and liabilities, your goals, and how much to save and invest
- Investing: Determining your tolerance for risk, selecting the mix of investments that will pursue the best returns possible within it, and then making the investments
- Ongoing guidance: Keeping up with your portfolio and life changes and making strategic adjustments and investment changes whenever necessary
Planning and goal setting
Before decisions are made, Gary takes time to understand your full financial picture and what you want to achieve. Planning may include guidance around retirement timing, saving strategies, account selection, education funding, and preparing for unexpected life changes. Your plan evolves as your goals and circumstances change.
Investment advice and portfolio management
Your plan is implemented through disciplined investment advice and portfolio management designed around your goals, time horizon, and comfort with risk. This includes diversification to balance risk and reward using the most suitable mix of mutual funds, ETFs, cash, and individual stocks and bonds. The focus is on investing prudently and staying aligned with your plan over time.
Account setup and ongoing management
We help you open and manage accounts on custodial platforms and assist with transferring existing accounts so they can be advised directly. You work with your advisor for planning and advice, while custodians provide administrative and transactional support.
Additional financial guidance
Depending on your needs, Potomac Wealth Strategies can also help you think through decisions related to cash flow, insurance considerations, retirement income, education funding, and coordination with your tax and legal advisors
Transparent fees and compensation
Potomac Wealth Strategies is compensated by clients through an advisory fee based on assets under management. Fees are typically billed quarterly and cover all services. There are no commissions, referral fees, or product-based compensation. One advisory fee. No commissions. No hidden incentives.