Broker Check

Portfolio Model Performance through 2023-06-30

| July 28, 2023

Portfolio Model Performance as of 2023-06-30

US and Foreign Indexes

12 mo yld

3 mo

1 yr

2 yr

3 yr

5 yr

10 yr

Worst 3 mo

2022

2020

15 yr

USA stocks--large (S&P 500 PR)

1.5%

8.3%

17.6%

1.8%

12.8%

10.4%

10.7%

-29.7%

-19.4%

16.3%

8.7%

Dow Jones Industrial Avg PR

1.9%

3.4%

11.8%

-0.1%

10.1%

7.2%

7.7%

-22.8%

-8.8%

7.3%

7.7%

Foreign stocks (MSCI EAFE)

2.2%

3.2%

18.6%

-1.0%

9.2%

4.5%

5.4%

-34.5%

-16.8%

5.4%

0.5%

Emerging Mkts stocks (MSCI EM)

2.3%

-0.1%

-1.1%

-15.2%

-0.2%

-1.5%

0.5%

-42.1%

-22.4%

15.8%

-0.6%

Global stocks (59-30-11 US-Foreign-EM)

1.8%

5.2%

14.8%

-2.9%

9.2%

6.1%

7.0%

-34.4%

-19.4%

14.5%

5.3%

Tech stocks (NASDAQ 100)

0.6%

15.3%

32.9%

2.8%

15.0%

17.4%

19.0%

-36.6%

-32.5%

48.6%

16.1%

US bonds (Barclays Agg Bond Idx)

2.8%

-0.8%

-0.9%

-5.7%

-4.0%

0.8%

1.5%

-8.3%

-13.0%

-8.3%

2.7%

Foreign bonds (Citi WGBI nonUSD Idx)

2.4%

-2.1%

-2.6%

-12.8%

-7.8%

-3.8%

-1.4%

-7.1%

-22.1%

10.8%

-0.1%

12 mo yld

3 mo

1 yr

2 yr

3 yr

5 yr

10 yr

Worst 3 mo

2022

2020

15 yr

95-5 benchmark

4.9%

13.9%

-3.1%

8.5%

5.8%

6.7%

-33.0%

-19.1%

14.3%

5.11

95 ETF 23

2.1%

6.1%

16.9%

-0.9%

12.3%

9.4%

10.5%

-34.0%

-18.4%

21.2%

95 Strat 23

1.2%

7.7%

21.0%

1.3%

13.9%

11.5%

11.9%

-30.6%

-18.4%

24.9%

95 Strat 23 USA

1.0%

9.6%

23.7%

2.2%

14.2%

13.1%

14.0%

-30.8%

-21.2%

31.0%

13.24

95 500

1.6%

8.4%

18.8%

3.4%

14.0%

11.8%

12.3%

-28.3%

-17.2%

17.6%

American Funds PS Global Growth

0.9%

6.2%

18.4%

-5.9%

7.9%

7.3%

9.5%

-33.7%

-25.7%

29.7%

100 Billionaire Stocks 25

1.3%

8.6%

29.6%

10.3%

23.0%

20.7%

21.2%

-8.8%

24.5%

12 mo yld

3 mo

1 yr

2 yr

3 yr

5 yr

10 yr

Worst 3 mo

2022

2020

80-20 benchmark

4.1%

11.8%

-3.2%

6.7%

5.3%

6.2%

-28.2%

-18.0%

13.7%

80 ETF 23

2.1%

6.3%

16.6%

-0.2%

10.5%

8.9%

9.8%

-32.3%

-17.4%

20.8%

80 Strat 23

1.8%

6.7%

18.8%

0.9%

12.5%

10.3%

10.8%

-27.2%

-16.5%

21.9%

80 Index Schwab 23

2.2%

6.1%

15.5%

1.4%

11.3%

8.3%

8.8%

-26.1%

-13.3%

13.4%

80 500

1.9%

7.2%

16.6%

3.4%

12.1%

10.3%

10.6%

-24.2%

-14.2%

15.2%

80 Billionaire Stocks 25

1.8%

7.1%

24.3%

8.9%

18.6%

17.0%

17.2%

-6.5%

28.3%

American Funds Port Ser Gr+Inc

2.1%

5.1%

13.6%

-0.8%

8.6%

7.5%

8.5%

-15.2%

-15.7%

16.6%

Vanguard Target Retirement 2040 Inv

1.9%

4.6%

12.6%

-2.1%

8.4%

6.9%

8.3%

-29.2%

17.0%

-15.5%

T Rowe Price Spectrum Moderate Growth Allocation (TRSGX)

1.2%

5.1%

11.1%

-4.2%

7.2%

6.2%

8.3%

-33.0%

-19.7%

16.7%

12 mo yld

3 mo

1 yr

2 yr

3 yr

5 yr

10 yr

Worst 3 mo

2022

2020

60-40 benchmark

2.9%

8.6%

-3.7%

4.1%

4.3%

5.1%

-21.9%

-16.7%

12.5%

60 ETF 23

2.5%

4.6%

12.7%

0.3%

8.4%

7.2%

7.7%

-30.3%

-12.2%

15.3%

60 Strat 23

2.9%

5.3%

15.4%

0.4%

10.0%

8.4%

9.1%

-21.2%

-14.0%

17.6%

60 Index Schwab 23

2.6%

4.7%

12.6%

1.7%

8.9%

6.5%

6.6%

-20.2%

-9.0%

9.7%

American Funds American Balanced F-2

1.8%

4.0%

8.8%

-0.1%

7.0%

7.0%

8.2%

-21.1%

-11.9%

11.1%

American Funds PS Moderate Gr+Inc

2.1%

3.5%

9.5%

-1.3%

6.8%

6.5%

7.4%

-12.7%

-13.3%

13.4%

Janus Henderson Balanced T (JABAX)

1.7%

3.6%

9.8%

-1.0%

6.7%

7.7%

8.3%

-16.4%

-16.7%

14.2%

12 mo yld

3 mo

1 yr

2 yr

3 yr

5 yr

10 yr

Worst 3 mo

2022

2020

40-60 benchmark

1.6%

5.4%

-4.3%

1.4%

3.3%

4.0%

-21.9%

-15.4%

11.1%

40 Strat 23

2.7%

2.9%

9.7%

1.2%

6.3%

5.0%

4.8%

-12.2%

-5.9%

8.6%

40 ETF 23

3.0%

3.1%

9.3%

1.2%

6.3%

5.0%

5.1%

-9.1%

-6.4%

9.1%

40 Index Schwab 23

3.0%

3.5%

9.7%

1.9%

6.4%

4.9%

4.8%

-13.7%

-5.5%

6.8%

American Funds Ret Inc Port - Conservative

3.8%

1.5%

6.0%

-0.4%

6.0%

5.2%

5.8%

-12.2%

-8.5%

5.9%

T Rowe Price Spectrum Conservative Allocation (PRSIX)

2.4%

2.5%

6.3%

-3.5%

3.5%

4.1%

5.3%

-19.4%

-13.6%

11.7%

12 mo yld

3 mo

1 yr

2 yr

3 yr

5 yr

10 yr

Worst 3 mo

2022

2020

20-80 benchmark

0.4%

2.2%

-5.0%

-1.3%

2.1%

2.8%

-21.9%

-14.2%

9.4%

20 Strat 23

3.3%

1.9%

6.0%

1.6%

3.8%

3.3%

3.0%

-4.6%

-1.9%

4.6%

20 ETF 23

3.2%

2.0%

6.6%

1.8%

3.8%

3.4%

3.0%

-5.3%

-1.8%

4.6%

20 Index Schwab 23

3.3%

2.4%

6.8%

2.0%

3.9%

3.3%

2.9%

-6.7%

-2.0%

3.8%

Fidelity Advisor Asset Mgr 20% (FTAWX)

2.7%

0.7%

3.2%

-2.9%

0.9%

2.5%

3.0%

-13.7%

-10.5%

8.3%

NOTE 1:  Past performance is no guarantee of specific future results.  This data is presented by Potomac Wealth Strategies, LLC.  This data is from Morningstar and should be accurate, but it has not been independently verified.

NOTE 2:  "Strategic", "ETF" and "Index" models are crafted/run by Potomac Wealth Strategies.  They show history of comparable or better returns and volatility vs benchmarks and competitors.

NOTE 3:  "XX Schwab index" and "XX Schwab ETF" models are relatively low-cost and tax-efficient portfolios.  They are comprised mostly of index funds or exchange-trade funds available free of transaction charges to my clients at Schwab.  This is what many might recommend due to low-costs and portfolio efficiency.

NOTE 4:  Nothing on this blog post is specific investment advice to any individual or organization.  If the information hereon is of interest to you, please send e-mail to Info@PotomacWealthStrategies.com for a consultation.