Broker Check

Portfolio Model Returns Through 2020-01-31

| February 18, 2020
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US and Foreign Indexes 3 mo1 yr2 yr3 yr5 yr10 yr2018
Stock Markets (72-21-7 US-Foreign-EM) 5.0%15.7%3.5%10.2%7.9%9.1%-9.1%
S&P 500 PR 6.2%19.3%6.9%12.3%10.1%11.6%-6.2%
Dow Jones Industrial Avg PR 4.5%13.0%4.0%12.5%10.5%10.9%-5.6%
MSCI EAFE (foreign stocks) 2.0%8.9%-3.8%4.8%2.3%2.8%-16.1%
MSCI EM (emerging mkts stocks) 2.0%1.2%-8.0%5.3%2.0%1.3%-16.6%
Barclays Agg Bond (US bonds) 1.8%9.6%5.9%4.6%3.0%3.8%0.0%
Citi WGBI nonUSD (foreign bonds) 0.2%4.4%0.6%4.4%2.4%1.5%-1.8%
         
         
Benchmark Returns 4.8%15.3%4.2%9.5%7.4%9.0%-8.3%
Aggressive Models (90% stocks-10% bonds) 3 mo1 yr2 yr3 yr5 yr10 yr2018
95 Strategic VI 4.6%14.9%6.2%12.1%9.2%10.5%-5.0%
95 Strategic V 4.8%13.5%4.9%11.6%9.7%11.2%-6.2%
95 Schwab index 2019 4.9%16.5%5.8%11.5%9.6%11.0%-6.3%
95 Strategic USA II 4.8%18.1%9.1%12.3%10.7%12.8%-2.4%
Confluence Value Opportunities       -18.8%
Confluence Equity Income       -18.9%
WealthFront 9 3.5%12.9%2.5%9.5%7.4%8.4%-9.1%
Franklin Mutual Beacon A 4.1%14.1%3.5%7.3%7.3%9.5%-8.5%
American Funds Port Ser Growth 6.7%16.6%5.1%12.2%10.4%11.7%-6.6%
American Funds Growth+Global 6.6%17.1%4.9%12.4%9.8%11.1%-8.0%
         
Benchmark Returns 4.3%14.4%4.5%8.7%6.7%8.1%-6.9%
Aggressive Models (75-25) 3 mo1 yr2 yr3 yr5 yr10 yr2018
80 Strategic VI 4.2%14.4%6.2%11.0%8.2%9.5%-4.3%
80 Strategic V 4.9%13.7%5.4%11.3%9.3%10.7%-5.1%
80 Strategic III 3.5%14.7%6.5%9.8%8.3%10.2%-4.5%
80 Schwab index 2019 4.5%15.5%5.8%10.3%8.4%9.9%-5.3%
Money 75 3.7%11.2%4.8%8.8%7.9%10.0%-5.0%
T Rowe Price Personal Strategy Growth 4.4%14.2%4.8%11.0%8.7%10.7%-6.1%
American Funds Port Ser Gr+Inc 5.0%14.4%4.3%9.7%9.7%7.4%-6.0%
Vanguard Target Retirement 2040 Inv 4.3%14.8%4.4%10.3%8.4%10.2%-7.3%
         
Benchmark Returns 3.8%13.5%4.9%8.0%6.0%7.3%-5.4%
Moderate Models (60-40) 3 mo1 yr2 yr3 yr5 yr10 yr2018
60 Strategic VI 3.8%13.3%6.1%9.7%7.3%8.5%-3.5%
60 Strategic V 4.2%11.8%5.2%9.5%7.8%9.0%-3.8%
60 Strategic III 3.2%13.5%6.1%8.7%7.2%9.1%-4.0%
60 ETF 2020 3.7%13.6%5.9%9.1%7.1%8.8%-4.2%
Janus Henderson Balanced T 5.7%18.6%9.5%12.9%9.3%9.7%0.5%
American Funds Port Ser Moderate Gr+Inc 4.0%13.4%4.7%9.0%7.1%8.7%-4.6%
American Funds American Balanced F-1 4.0%13.5%5.8%9.4%8.3%10.2%-2.8%
         
Benchmark Returns 3.1%12.1%5.0%6.8%5.0%6.0%-3.7%
Moderately Conservative Models (40-60) 3 mo1 yr2 yr3 yr5 yr10 yr2018
40 Strategic VI 3.4%11.8%5.7%8.0%6.0%7.0%-2.2%
40 Strategic V 3.5%10.7%4.8%7.5%6.0%7.3%-3.4%
40 ETF 2020 3.2%11.6%5.5%7.5%5.8%7.0%-2.4%
T Rowe Price Personal Strategy Income 3.1%10.5%4.5%7.5%6.0%7.3%-3.0%
         
Benchmark Returns 2.6%11.0%5.6%5.8%4.0%5.0%-1.7%
Conservative Models (20-80) 3 mo1 yr2 yr3 yr5 yr10 yr2018
20 Strategic VI 2.5%9.7%5.2%6.0%4.3%5.2%-1.0%
20 Strategic V 2.8%9.2%4.8%6.0%4.7%5.9%-1.9%
20 ETF 2020 2.5%9.5%5.2%5.9%4.3%5.3%-0.6%
Fidelity Advisor Asset Mgr 20% 2.5%8.6%4.1%4.9%3.7%4.5%-2.0%
         
Benchmark Returns 1.8%9.3%5.5%4.6%2.9%3.6%0.0%
Very Conservative Models (00-100) 3 mo1 yr2 yr3 yr5 yr10 yr2018
00 Strategic VI 2.1%8.8%5.1%4.5%3.1%4.0%-0.5%
         
NOTE 1:  Past performance is no guarantee of specific future results.  This data is presented by Potomac Wealth Strategies, LLC.  This data is from Morningstar and should be accurate, but it has not been independently verified.
         
NOTE 2:  "Flex", "Strategic", and "Index" models are crafted/run by Potomac Wealth Strategies.  They show history of better returns, lower volatility, or both--or, with the Index models, closer tracking--vs benchmarks and competitors.
         
NOTE 3:  "XX Schwab index" and "XX Schwab ETF" models are relatively low-cost and tax-efficient portfolios.  They are comprised mostly of index funds or exchange-trade funds available free of transaction charges to my clients at Schwab.  This is what many might recommend due to low-costs and portfolio efficiency.
         
NOTE 4:  Nothing on this blog post is specific investment advice to any individual or organization.  If the information hereon is of interest to you, please send e-mail to Info@PotomacWealthStrategies.com for a consultation.
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