PWS' portfolio models are beating their benchmarks, and significantly in many cases. Let's decide what type of investor you are. I already have the portfolio model for you!
| US and Foreign Indexes | 3 mo | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr | 2018 | 12 mo yld | Worst 3 mo |
| S&P 500 PR | 3.1% | 10.6% | 6.1% | 8.1% | 7.6% | 10.8% | -6.2% | 1.9% | -29.66 |
| Barclays Agg Bond (US bonds) | 1.7% | 9.4% | 7.9% | 5.1% | 3.9% | 3.9% | 0.0% | ||
| Stock Markets (72-21-7 US-Foreign-EM) | 1.0% | 8.2% | 4.4% | 7.2% | 7.2% | 10.7% | -7.3% | 2.4% | -31.61 |
| Citi WGBI nonUSD (foreign bonds) | -0.9% | 3.1% | 2.0% | 2.5% | 3.1% | 1.9% | -1.8% | ||
| Dow Jones Industrial Avg PR | -0.1% | 2.3% | 2.0% | 6.5% | 7.1% | 9.6% | -5.6% | ||
| MSCI EAFE (foreign stocks) | -4.7% | -5.1% | -6.8% | -3.0% | -1.9% | 238.0% | -16.1% | ||
| MSCI EM (emerging mkts stocks) | -7.5% | -6.8% | -8.9% | -2.6% | -1.5% | 0.0% | -16.6% | ||
| Aggressive Models (90% stocks-10% bonds) | 0.9% | 6.2% | 2.7% | 5.0% | 4.8% | 8.2% | -8.3% | 0.3% | -28.9% |
| Benchmark Returns | 3 mo | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr | 2018 | 12 mo yld | Worst 3 mo |
| American Funds Port Ser Growth | 3.8% | 12.1% | 5.0% | 8.7% | 8.2% | 11.4% | -6.6% | 1.0% | -32.7% |
| American Funds Global Growth | 2.2% | 9.9% | 3.5% | 7.2% | 7.0% | 10.1% | -9.0% | 1.1% | -33.5% |
| 90 Strategic USA | 3.5% | 8.5% | 7.7% | 10.1% | 9.3% | 11.8% | -1.3% | 1.2% | -33.6% |
| 90 Schwab Index 2019 | 0.6% | 6.9% | 3.9% | 6.7% | 6.8% | 10.1% | -6.3% | 2.3% | -29.9% |
| 90 Strategic VII | 1.4% | 5.9% | 4.8% | 7.5% | 7.2% | 9.9% | -4.5% | 1.8% | -33.1% |
| 90 Strategic VI | -1.0% | 3.7% | 3.4% | 6.6% | 6.6% | 9.5% | -5.0% | 1.3% | -31.9% |
| 95 Strategic USA II | -1.3% | 3.6% | 5.8% | 7.5% | 7.7% | 11.4% | -2.4% | 0.9% | -26.8% |
| WealthFront 9 | -1.9% | 2.7% | 0.5% | 4.2% | 4.4% | 7.5% | -9.1% | 2.5% | -32.5% |
| 95 Strategic V | -2.4% | 1.7% | 1.4% | 5.3% | 6.5% | 9.9% | -6.2% | 1.3% | -32.3% |
| Franklin Mutual Beacon A | -7.5% | -4.9% | -2.0% | -0.2% | 2.3% | 7.5% | -8.5% | 2.3% | -33.1% |
| Confluence Value Opportunities | |||||||||
| Confluence Equity Income | |||||||||
| Moderately Aggressive Model (75-25) | 1.2% | 6.9% | 3.7% | 5.1% | 4.8% | 7.6% | -6.9% | 0.63% | -25.6% |
| Benchmark Returns | 3 mo | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr | 2018 | 12 mo yld | Worst 3 mo |
| American Funds Port Ser Gr+Inc | 2.4% | 9.0% | 4.5% | 6.3% | 6.4% | 9.5% | -5.9% | 2.0% | -26.8% |
| 80 Schwab Index 2019 | 0.6% | 7.0% | 4.3% | 6.3% | 6.2% | 9.2% | -5.3% | 2.2% | -25.5% |
| Vanguard Target Retirement 2040 Inv | 0.2% | 6.5% | 3.2% | 5.8% | 5.8% | 9.3% | -7.3% | 2.4% | -29.2% |
| 80 Strategic VII | 1.4% | 6.5% | 5.4% | 7.1% | 6.7% | 9.1% | -3.9% | 2.0% | -30.1% |
| 80 ETF 2020 | -0.1% | 5.8% | 4.2% | 6.0% | 6.0% | 9.0% | -5.7% | 2.4% | -28.1% |
| T Rowe Price Spectrum Moderate Growth Allocation (TRSGX) | -0.2% | 5.5% | 3.1% | 6.1% | 6.2% | 9.8% | -6.1% | 1.4% | -33.0% |
| 80 Allocation Funds | -0.5% | 4.7% | 3.8% | 5.3% | 5.7% | 9.1% | -5.5% | 2.1% | -30.9% |
| 80 Strategic VI | -0.8% | 4.4% | 3.7% | 6.6% | 6.5% | 9.1% | -4.9% | 1.4% | -29.7% |
| Money 75 | -0.7% | 3.6% | 2.1% | 5.3% | 6.7% | 8.9% | -5.0% | 2.4% | -30.1% |
| 80 Strategic V | -1.5% | 3.4% | 2.9% | 5.9% | 6.7% | 9.6% | -5.1% | 1.7% | -30.9% |
| 80 Strategic III | -1.3% | 2.5% | 3.8% | 5.5% | 6.0% | 9.1% | -4.5% | 1.3% | -28.0% |
| Dow Jones Moderate Model (60-40) | -0.4% | 4.4% | 2.7% | 4.6% | 4.8% | 7.1% | -5.2% | ||
| Benchmark Returns | 3 mo | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr | 2018 | 12 mo yld | Worst 3 mo |
| 60 Allocation Funds | 2.8% | 11.5% | 7.7% | 7.9% | 6.8% | 9.1% | -3.1% | 1.45% | -20.3% |
| Janus Henderson Balanced T (JABAX) | 1.5% | 10.6% | 8.1% | 9.7% | 7.8% | 9.3% | 0.5% | 1.70% | -16.1% |
| American Funds American Balanced F-1 | 1.9% | 9.8% | 6.4% | 7.0% | 7.1% | 9.9% | -2.8% | 1.87% | -21.1% |
| American Funds Port Ser Moderate Gr+Inc | 1.7% | 8.3% | 4.9% | 5.9% | 5.8% | -4.6% | 1.79% | -23.4% | |
| 60 Strategic VII | 1.3% | 6.5% | 5.5% | 6.6% | 6.1% | 8.1% | -3.1% | 2.17% | -27.3% |
| 60 Index Schwab 2019 | 0.0% | 6.0% | 4.3% | 5.7% | 5.6% | 8.0% | -3.8% | 2.24% | -21.5% |
| 60 ETF 2020 | -0.2% | 5.6% | 4.5% | 5.6% | 5.5% | 7.9% | -4.2% | 2.34% | -23.7% |
| 60 Strategic VI | -0.5% | 5.0% | 4.1% | 6.5% | 6.2% | 8.6% | -4.4% | 1.45% | -27.6% |
| 60 Strategic V | -0.8% | 3.9% | 3.4% | 5.4% | 5.9% | 8.2% | -3.8% | 1.89% | -26.3% |
| 60 Strategic III | -1.0% | 3.0% | 4.1% | 5.2% | 5.4% | 8.2% | -4.0% | 1.53% | -25.5% |
| Dow Jones Moderately Conservative Model (40-60) | -0.2% | 4.8% | 3.6% | 4.2% | 4.1% | 5.7% | -3.2% | ||
| Benchmark Returns | 3 mo | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr | 2018 | 12 mo yld | Worst 3 mo |
| 40 ETF 2020 | 1.8% | 9.2% | 6.9% | 6.1% | 5.4% | 7.1% | -3.0% | 2.3% | -14.6% |
| 40 Strategic VII | 2.1% | 8.0% | 5.9% | 6.0% | 5.4% | -2.5% | 2.8% | -18.8% | |
| 40 Strategic VI | 0.5% | 6.5% | 5.5% | 5.8% | 5.3% | 6.7% | -2.2% | 2.1% | -18.8% |
| 40 Allocation Funds | 0.3% | 6.4% | 5.5% | 5.1% | 5.0% | 6.8% | -3.8% | 2.2% | -16.2% |
| T Rowe Price Spectrum Conservative Allocation (PRSIX) | -0.4% | 4.6% | 3.8% | 4.7% | 4.7% | 6.8% | -3.0% | 2.0% | -19.4% |
| 40 Strategic V | -0.9% | 3.9% | 3.8% | 4.5% | 4.7% | 6.7% | -3.4% | 2.3% | -22.8% |
| Dow Jones Conservative Model (20-80) | 0.4% | 4.9% | 3.9% | 3.6% | 3.1% | 3.9% | -0.6% | ||
| Benchmark Returns | 3 mo | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr | 2018 | 12 mo yld | Worst 3 mo |
| 20 ETF Schwab | 1.9% | 8.9% | 6.8% | 5.3% | 4.3% | -1.2% | 2.5% | -6.7% | |
| 20 Index Schwab 2019 | 1.9% | 8.7% | 6.7% | 5.2% | -1.1% | 2.4% | -20.0% | ||
| 20 Strategic VII | 2.0% | 8.4% | 6.7% | 5.7% | 4.9% | 5.7% | -0.8% | 2.8% | -10.1% |
| 20 ETF 2020 | 1.2% | 8.0% | 6.2% | 5.1% | 4.3% | 5.3% | -2.0% | 2.5% | -11.8% |
| 20 American Funds Cons Inc | 1.7% | 6.9% | 5.5% | 4.0% | 3.5% | 4.3% | -1.1% | 2.1% | -10.9% |
| 20 Strategic VI | 0.4% | 6.4% | 7.1% | 5.2% | 4.3% | 4.9% | -1.0% | 2.5% | -13.4% |
| Fidelity Advisor Asset Mgr 20% (FTAWX) | 0.3% | 5.7% | 4.2% | 3.7% | 3.3% | 4.3% | -2.0% | 1.7% | -13.7% |
| Very Conservative Model (00-100) | 0.9% | 7.5% | 6.4% | 4.3% | 3.5% | 3.7% | -0.7% | 2.35% | -7.72 |
| Benchmark Returns | 3 mo | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr | 2018 | 12 mo yld | Worst 3 mo |
| NASDAQ DW Tactical Fixed Income | 12.7% | 6.4% | 5.5% | ||||||
| 00 ETF 2020 | 1.1% | 7.8% | 6.7% | 4.5% | 3.6% | 3.9% | -0.3% | 2.7% | -6.0% |
| 00 Strategic VII | 0.5% | 6.8% | 6.0% | 4.2% | 3.5% | 4.0% | -0.2% | 2.8% | -5.6% |
| NOTE 1: Past performance is no guarantee of specific future results. This data is presented by Potomac Wealth Strategies, LLC. This data is from Morningstar and should be accurate, but it has not been independently verified. | |||||||||
| NOTE 2: "Flex", "Strategic", and "Index" models are crafted/run by Potomac Wealth Strategies. They show history of better returns, lower volatility, or both--or, with the Index models, closer tracking--vs benchmarks and competitors. | |||||||||
| NOTE 3: "XX Schwab index" and "XX Schwab ETF" models are relatively low-cost and tax-efficient portfolios. They are comprised mostly of index funds or exchange-trade funds available free of transaction charges to my clients at Schwab. This is what many might recommend due to low-costs and portfolio efficiency. | |||||||||
| NOTE 4: Nothing on this blog post is specific investment advice to any individual or organization. If the information hereon is of interest to you, please send e-mail to Info@PotomacWealthStrategies.com for a consultation. | |||||||||