Portfolio Models--performance thrugh 2021-08

Garo Linck Partoyan | September 08, 2021

Portfolio Model Performance--Potomac Wealth Strategies, LLC models and Selected Retail Offerings

US and Foreign Indexes	3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2018	Worst 3 mo	12 mo yld
Barclays Agg Bond (US bonds)	1.6%	-0.1%	3.0%	5.4%	3.1%	3.1%	0.1%	-3.4%	1.8%
S&P 500 PR	7.6%	29.2%	24.3%	16.0%	15.8%	14.0%	-6.2%	-29.6%	1.2%
Dow Jones Industrial Avg PR	2.4%	24.4%	15.7%	10.8%	14.0%	11.8%	5.6%	-22.8%	1.6%
Stock Markets (72-21-7 US-Foreign-EM)	5.3%	27.3%	21.4%	13.3%	13.4%	11.2%	-9.1%	-32.4%	1.5%
Citi WGBI nonUSD (foreign bonds)	-1.1%	-0.9%	1.7%	3.5%	1.6%	0.5%	-1.8%
MSCI EM (emerging mkts stocks)	-3.6%	19.7%	16.7%	9.0%	9.6%	4.2%	-15.0%	-42.8%	1.5%
MSCI EAFE (foreign stocks)	1.0%	26.3%	15.7%	9.0%	9.7%	7.3%	-13.8%	-35.2%	2.2%


Returns Periods	3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2018	Worst 3 mo	12 mo yld
Aggressive (90% stocks-10% bonds) benchmark	5.1%	26.3%	20.2%	12.8%	12.7%	10.9%	-8.3%	-29.9%	0.2%
90 Strategic VIII	3.4%	30.3%	27.3%	19.4%	17.3%	12.3%	-4.2%	-30.0%	0.5%
90 Strategic USA 2020	6.7%	35.5%	30.8%	21.3%	20.2%	15.5%	-0.4%	-33.6%	1.7%
90 ETF VIII	3.1%	29.6%	22.9%	15.8%	14.5%	11.3%	-8.2%	-31.6%	1.3%
90 Index Schwab VIII	4.0%	28.3%	22.6%	15.4%	14.8%	11.8%	-6.9%	-28.5%	1.3%
American Funds Port Ser Growth	5.9%	30.2%	2678.0%	16.8%	16.9%	14.6%	-6.6%	-32.7%	0.5%
American Funds Global Growth	4.7%	29.8%	26.7%	16.9%	16.4%	13.2%	-9.0%	-33.5%	0.5%


Returns Periods	3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2018	Worst 3 mo	12 mo yld
Moderately Aggressive (75-25) benchmark	4.5%	21.5%	17.3%	11.7%	11.1%	9.6%	-6.9%	-25.6%	0.5%
80 Strategic VIII	3.5%	27.6%	25.5%	18.6%	16.4%	11.8%	-3.6%	-28.3%	0.8%
80 ETF VIII	3.2%	24.1%	19.4%	14.3%	12.6%	10.0%	-6.4%	-21.1%	1.5%
80 Index Schwab VIII	3.3%	25.9%	20.0%	13.9%	13.2%	10.3%	-6.6%	-26.8%	1.4%
American Funds Port Ser Gr+Inc	3.9%	22.5%	19.3%	13.1%	12.5%	11.5%	-6.0%	-26.9%	1.3%
Vanguard Target Retirement 2040 Inv	3.8%	24.4%	19.3%	12.9%	13.0%	11.5%	-7.3%	-29.2%	1.4%
T Rowe Price Spectrum Moderate Growth Allocation (TRSGX)	4.1%	25.7%	19.6%	13.9%	13.7%	12.1%	-6.1%	-33.0%	0.7%

Returns Periods	3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2018	Worst 3 mo	12 mo yld
Moderate (60-40) benchmark	4.0%	17.0%	14.5%	10.6%	9.6%	8.4%	-5.4%	-21.1%	0.7%
60 Strategic VIII	3.7%	22.6%	21.3%	16.2%	13.9%	10.5%	-2.8%	-25.6%	1.2%
60 ETF 2020	3.3%	20.7%	17.6%	13.3%	11.7%	9.6%	-5.2%	-16.0%	1.6%
60 Index Schwab VIII	2.8%	19.4%	16.0%	12.0%	10.8%	9.0%	-4.4%	-20.3%	1.4%
American Funds American Balanced F-1	3.2%	18.8%	15.3%	11.5%	11.1%	11.0%	-2.8%	-21.1%	1.1%
American Funds Port Ser Moderate Gr+Inc	3.0%	18.3%	15.7%	11.7%	10.6%	9.7%	-4.6%	-23.4%	1.2%
Janus Henderson Balanced T (JABAX)	6.6%	18.7%	17.0%	13.7%	14.0%	11.4%	0.5%	-16.4%	1.0%

Returns Periods	3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2018	Worst 3 mo	12 mo yld
Moderately Conservative (40-60) benchmark	3.1%	11.0%	10.6%	8.9%	7.3%	6.5%	-3.7%	-14.9%	1.1%
40 Strategic VIII	2.3%	18.7%	16.5%	13.1%	11.1%	8.7%	-2.0%	-19.8%	1.6%
40 ETF 2020	2.6%	13.9%	12.1%	9.9%	8.4%	7.5%	-3.1%	-8.4%	1.7%
40 Index Schwab VIII	2.3%	12.6%	10.9%	9.1%	7.8%	7.1%	-2.1%	-15.6%	1.4%
American Funds Ret Inc Port - Conservative	1.7%	11.0%	9.4%	8.2%	6.6%	6.5%	-2.8%	-17.3%	1.8%
T Rowe Price Spectrum Conservative Allocation (PRSIX)	2.4%	14.1%	11.8%	9.6%	8.6%	7.8%	-3.0%	-19.4%	1.2%

Returns Periods	3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2018	Worst 3 mo	12 mo yld
Conservative (20-80) benchmark	2.5%	5.4%	6.9%	7.3%	5.3%	4.9%	-1.7%	-8.3%	1.5%
20 Strategic VIII	2.0%	11.0%	11.3%	10.0%	8.0%	6.5%	-1.6%	-11.7%	2.3%
20 ETF 2020	2.7%	8.2%	8.4%	8.1%	6.2%	5.4%	-2.1%	-11.7%	2.4%
20 Index Schwab VIII	1.2%	9.0%	8.2%	7.5%	5.9%	5.2%	-1.5%	-11.1%	1.3%
Fidelity Advisor Asset Mgr 20% (FTAWX)	2.3%	7.5%	7.1%	6.3%	5.1%	4.6%	-2.0%	-13.7%	0.7%

Returns Periods	3 mo	1 yr	2 yr	3 yr	5 yr	10 yr	2018	Worst 3 mo	12 mo yld
Very Conservative (00-100) benchmark	1.8%	2.0%	4.1%	5.6%	3.5%	3.1%	-0.7%	-7.7%	1.8%
00 Strategic VIII	1.5%	4.2%	5.0%	5.6%	4.1%	3.9%	-0.2%	-5.3%	2.8%
00 ETF 2020	1.9%	-0.1%	3.2%	5.5%	3.1%	3.1%	-0.1%	-3.6%	1.6%
00 Index Schwab VII	0.6%	3.0%	2.8%	4.4%	2.7%	3.3%	0.9%	-4.7%	1.4%
American Funds Port Ser Preservation	0.1%	0.2%	2.9%	3.5%	2.1%	1.5%	0.9%	-2.3%	7.0%

NOTE 1: Past performance is no guarantee of specific future results. This data is presented by Potomac Wealth Strategies, LLC. This data is from Morningstar and should be accurate, but it has not been independently verified.


NOTE 2: "Strategic", "ETF" and "Index" models are crafted/run by Potomac Wealth Strategies. They show history of comparable or better returns and volatility vs benchmarks and competitors.


NOTE 3: "XX Schwab index" and "XX Schwab ETF" models are relatively low-cost and tax-efficient portfolios. They are comprised mostly of index funds or exchange-trade funds available free of transaction charges to my clients at Schwab. This is what many might recommend due to low-costs and portfolio efficiency.


NOTE 4: Nothing on this blog post is specific investment advice to any individual or organization. If the information hereon is of interest to you, please send e-mail to Info@PotomacWealthStrategies.com for a consultation.