Broker Check

PWS Portfolio Model Performance through 2020-12-31

| February 09, 2021
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Year 2020 was extremely volatile in the markets, even for investors who were prudently diversified.  Remaining fully invested in a strategic asset allocation model was the best way to manage risk and reward, once again.  The portfolio models crafted by Gary Partoyan for clients of Potomac Wealth Strategies were benchmark-beaters, significantly.  See below for performance data.  Contact Gary at 703-746-8195 with any questions about your investments and/or personal financial situation.

US and Foreign Indexes

3 mo

1 yr

2 yr

3 yr

5 yr

10 yr

2018

Worst 3 mo

12 mo yld

Barclays Agg Bond (US bonds)

0.7%

7.5%

8.1%

5.3%

4.4%

3.8%

0.0%

-5.6%

2.2%

S&P 500 PR

11.7%

16.3%

22.4%

12.0%

12.9%

11.6%

-6.2%

-31.3%

1.5%

Dow Jones Industrial Avg PR

10.2%

7.3%

14.5%

7.4%

11.9%

10.2%

-5.6%

-25.0%

1.9%

Stock Markets (72-21-7 US-Foreign-EM)

13.1%

14.0%

19.7%

9.2%

11.0%

9.0%

-9.1%

-32.4%

1.7%

Citi WGBI nonUSD (foreign bonds)

4.8%

10.8%

8.0%

4.6%

5.2%

1.9%

-1.8%

-3.3%

1.1%

MSCI EM (emerging mkts stocks)

19.3%

15.8%

15.6%

3.7%

10.2%

1.2%

-16.6%

-42.8%

1.4%

MSCI EAFE (foreign stocks)

15.7%

7.6%

14.6%

4.2%

7.5%

5.4%

-16.1%

-35.2%

2.1%

Returns Periods

3 mo

1 yr

2 yr

3 yr

5 yr

10 yr

2018

Worst 3 mo

12 mo yld

Aggressive (90% stocks-10% bonds) benchmark

13.3%

14.9%

19.5%

9.4%

10.5%

8.9%

-8.3%

-29.9%

0.2%

90 Strategic VIII

15.4%

34.2%

28.6%

17.2%

15.5%

11.5%

-3.9%

-28.3%

0.7%

90 Strategic USA 2020

17.2%

39.1%

31.6%

19.9%

18.1%

14.1%

-0.4%

-33.6%

0.5%

90 ETF 2020

13.8%

15.2%

20.8%

10.6%

12.3%

10.6%

-7.3%

-32.3%

1.6%

90 Index Schwab VII

14.3%

16.1%

21.3%

11.3%

12.9%

11.0%

-6.3%

-30.0%

1.7%

American Funds Port Ser Growth

15.3%

24.3%

25.7%

13.9%

14.9%

12.4%

-6.6%

-32.7%

0.6%

American Funds Global Growth

17.3%

26.7%

27.3%

13.8%

14.6%

11.2%

-9.0%

-33.5%

0.5%

Confluence Allocation Aggressive Growth

18.1%

30.8%

12.5%

13.5%

10.2%

-11.1%

Confluence Value Opportunities

20.2%

9.5%

4.6%

8.6%

13.0%

-18.8%

Confluence Equity Income

12.2%

4.6%

7.7%

11.6%

11.7%

-8.9%

Returns Periods

3 mo

1 yr

2 yr

3 yr

5 yr

10 yr

2018

Worst 3 mo

12 mo yld

Moderately Aggressive (75-25) benchmark

11.2%

14.0%

17.7%

8.9%

9.6%

8.1%

-6.9%

-25.6%

0.5%

80 Strategic VIII

14.0%

32.8%

27.3%

16.6%

14.9%

11.1%

-3.7%

-26.6%

0.9%

80 ETF 2020

13.5%

18.2%

21.9%

11.7%

12.7%

10.5%

-6.3%

-28.0%

1.7%

80 Index Schwab VII

13.2%

14.0%

18.8%

10.0%

11.8%

9.7%

-5.7%

-27.7%

1.8%

American Funds Port Ser Gr+Inc

11.2%

15.7%

18.8%

9.9%

11.4%

9.9%

-6.0%

-26.9%

1.5%

Vanguard Target Retirement 2040 Inv

12.8%

15.5%

19.6%

9.9%

11.7%

9.9%

-7.3%

-29.2%

1.6%

T Rowe Price Spectrum Moderate Gr Allocation (TRSGX)

12.8%

16.7%

19.9%

10.6%

12.0%

10.4%

-6.1%

-33.0%

0.8%

Returns Periods

3 mo

1 yr

2 yr

3 yr

5 yr

10 yr

2018

Worst 3 mo

12 mo yld

Moderate (60-40) benchmark

9.1%

13.0%

15.9%

8.3%

8.7%

7.3%

-5.4%

-21.1%

0.9%

60 Strategic VIII

11.7%

28.1%

24.0%

14.7%

13.2%

10.0%

-3.1%

-24.7%

1.2%

60 ETF 2020

10.1%

16.5%

18.8%

10.5%

10.9%

8.8%

-4.7%

-17.3%

1.8%

American Funds American Balanced F-1

7.6%

10.8%

14.9%

8.7%

10.0%

9.9%

-2.8%

-21.1%

1.3%

American Funds Port Ser Moderate Gr+Inc

9.5%

13.5%

16.4%

8.9%

9.8%

8.7%

-4.6%

-23.4%

1.2%

Janus Henderson Balanced T (JABAX)

7.1%

14.2%

18.2%

12.0%

11.7%

10.0%

0.5%

-16.4%

1.3%

Returns Periods

3 mo

1 yr

2 yr

3 yr

5 yr

10 yr

2018

Worst 3 mo

12 mo yld

Moderately Conservative (40-60) benchmark

6.4%

11.4%

13.3%

7.3%

7.3%

6.1%

-3.7%

-14.9%

1.2%

40 Strategic VIII

9.0%

25.1%

20.7%

12.9%

11.5%

8.7%

-2.2%

-18.7%

1.3%

40 ETF 2020

7.7%

14.0%

15.8%

9.0%

9.0%

7.7%

-3.4%

-8.9%

1.8%

40 Index Schwab VII

7.8%

10.9%

13.4%

7.8%

7.9%

7.5%

-2.7%

-16.7%

1.6%

American Funds Ret Inc Port - Conservative

5.4%

8.2%

10.7%

6.0%

6.5%

6.1%

-2.8%

-17.3%

2.1%

T Rowe Price Spectrum Conservative Allocation (PRSIX)

7.8%

11.7%

13.4%

7.6%

8.4%

7.1%

-3.0%

-19.4%

1.3%

Returns Periods

3 mo

1 yr

2 yr

3 yr

5 yr

10 yr

2018

Worst 3 mo

12 mo yld

Conservative (20-80) benchmark

3.5%

9.6%

10.7%

6.4%

5.9%

5.0%

1.7%

-8.3%

1.7%

20 Strategic VIII

5.3%

13.4%

13.0%

8.0%

7.8%

6.4%

-0.7%

-9.4%

1.9%

20 ETF 2020

4.2%

11.1%

12.3%

7.5%

7.0%

5.9%

-1.5%

-3.3%

1.9%

20 Index Schwab VII*

5.0%

8.1%

9.8%

6.1%

5.7%

5.9%

-0.9%

-10.5%

1.6%

Fidelity Advisor Asset Mgr 20% (FTAWX)

4.4%

8.3%

9.3%

5.4%

5.5%

4.4%

2.0%

-13.7%

1.0%

Returns Periods

3 mo

1 yr

2 yr

3 yr

5 yr

10 yr

2018

Worst 3 mo

12 mo yld

Very Conservative (00-100) benchmark

1.5%

8.1%

8.3%

5.2%

4.7%

3.7%

-0.7%

-7.7%

1.8%

00 Strategic VII

1.4%

7.6%

7.9%

5.1%

4.7%

4.0%

-0.2%

-5.5%

2.0%

00 ETF 2020

0.8%

7.7%

8.3%

5.4%

4.5%

3.8%

-0.1%

-3.4%

1.8%

00 Index Schwab VII

1.9%

4.6%

5.6%

4.0%

3.2%

3.9%

0.9%

-4.7%

1.6%

American Funds Port Ser Preservation

0.5%

5.8%

4.8%

3.5%

2.5%

1.8%

0.9%

-2.3%

1.0%

NOTE 1:  Past performance is no guarantee of specific future results.  This data is presented by Potomac Wealth Strategies, LLC.  This data is from Morningstar and should be accurate, but it has not been independently verified.

NOTE 2:  "Strategic", "ETF" and "Index" models are crafted/run by Potomac Wealth Strategies.  They show history of comparable or better returns and volatility vs benchmarks and competitors.

NOTE 3:  "XX Schwab index" and "XX Schwab ETF" models are relatively low-cost and tax-efficient portfolios.  They are comprised mostly of index funds or exchange-trade funds available free of transaction charges to my clients at Schwab.  This is what many might recommend due to low-costs and portfolio efficiency.

NOTE 4:  Nothing on this blog post is specific investment advice to any individual or organization.  If the information hereon is of interest to you, please send e-mail to Info@PotomacWealthStrategies.com for a consultation.

 

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